LIC Insurance Calculators
Free tools to help you plan your insurance. Get instant estimates for premiums, maturity benefits, tax savings, and more.
Premium Calculator
Estimate your LIC premium based on age, sum assured, and policy term
Tax Benefit Calculator
Calculate tax savings under Section 80C and 10(10D) for your LIC policy
Income Tax Calculator (AY 2026-27)
Compare the new and old tax regimes for FY 2025-26 and see if your 80C / LIC premiums help
Maturity Calculator
Estimate how much you'll receive when your LIC policy matures
Surrender Value Calculator
Find out how much you'll get if you surrender your policy early
Loan Against Policy
Calculate how much loan you can take against your LIC policy
Revival Calculator
Estimate the cost of reviving a lapsed LIC policy, including interest and late fees
Settlement Option Calculator
Compare lump sum vs installment payout for your maturity amount. See which option earns more.
Small Savings Calculator
PPF, SSY, NSC, KVP, SCSS, POMIS, RD and Post Office Time Deposit maturity and income.
Goal Planner
Plan for retirement, child education, or check your family's protection gap and monthly saving needed.
LIC vs SIP, PPF, NPS & RD
Compare what the same yearly amount grows to across LIC and other investments, with safety, tax and cover.
Date Backing Calculator
Cost of back-dating a policy's commencement: back-period premiums plus the interest LIC charges.
Eligible Cover Calculator
How much life cover you can apply for, based on your age and income (the income-multiple rule).
Plan-Specific Premium Calculators
Get premium estimates based on official LIC Sales Brochure rates for each plan.
New Endowment Plan
Plan 714
Classic savings plan with life cover and guaranteed bonuses
Single Premium Endowment Plan
Plan 717
One-time payment, guaranteed returns with life cover
New Jeevan Anand
Plan 715
Savings plan that keeps protecting you even after maturity
Jeevan Lakshya
Plan 733
Protect your family's income even if you're not around
Jeevan Labh
Plan 736
Limited payment endowment with high maturity benefits
Amritbaal
Plan 774
Build a guaranteed corpus for your child's education
Bima Jyoti
Plan 760
Non-linked plan with guaranteed additions and flexible maturity payout
Nav Jeevan Shree
Plan 912
New-age endowment plan with attractive bonus structure
Bima Lakshmi
Plan 881
Exclusively for women. Savings with guaranteed additions
Jeevan Umang
Plan 745
Get paid every year for life, plus a lump sum at age 100
Jeevan Utsav
Plan 771
Guaranteed income for life with increasing benefits
Jeevan Utsav Single Premium
Plan 883
Single premium whole life plan with guaranteed income
Bima Shree
Plan 748
Non-linked money back with guaranteed additions for high sum assured
New Money Back Plan (20 Years)
Plan 720
Get 20% of your sum assured back every 5 years
New Money Back Plan (25 Years)
Plan 721
Longer term money back with periodic payouts every 5 years
New Children's Money Back Plan
Plan 732
Money back at key ages for your child's milestones
Jeevan Tarun
Plan 734
Build a fund for your child's education and future milestones
Digi Term
Plan 876
Digital-only term plan, buy online in minutes
Digi Credit Life
Plan 878
Digital-only loan protection, buy online in minutes
Yuva Credit Life
Plan 877
Protect your loans, coverage decreases as your loan balance reduces
Yuva Term
Plan 875
Term insurance designed for young India, start early, pay less
New Tech Term
Plan 954
Affordable pure life cover, your family gets the money if you're not around
New Jeevan Amar
Plan 955
Flexible term plan with level or increasing sum assured options
Saral Jeevan Bima
Plan 859
IRDAI mandated simple term plan, no confusion
Bima Kavach
Plan 887
Comprehensive term plan with rider options, launched December 2025
New Pension Plus
Plan 867
Unit-linked pension plan for building retirement corpus
Jeevan Akshay VII
Plan 857
Immediate annuity, start receiving pension right away
New Jeevan Shanti
Plan 758
Guaranteed pension for a peaceful retirement
Saral Pension
Plan 862
IRDAI mandated simple pension plan, straightforward retirement income
Smart Pension
Plan 879
Modern immediate annuity with flexible payout options
Index Plus
Plan 873
ULIP that tracks market indices, Nifty 50 and Sensex linked
Nivesh Plus
Plan 749
Single premium ULIP for lump sum investment with market exposure
SIIP (Systematic Investment Insurance Plan)
Plan 752
SIP-like investment with life insurance cover
Protection Plus
Plan 886
High sum assured ULIP, ₹2 crore minimum coverage with market returns
Micro Bachat
Plan 751
Dual benefit micro plan for low-income families
Jan Suraksha
Plan 880
Micro insurance for lower income groups, launched 2025
New Jeevan Sathi (Limited Premium)
Plan 889
Joint life cover for husband and wife under one policy, with guaranteed additions
New Jeevan Sathi (Single Premium)
Plan 888
One-time premium, joint life cover for husband and wife with guaranteed additions