Nivesh Plus Calculator

Plan 749UIN: 512L317V02

Single premium ULIP for lump sum investment with market exposure

Calculate Your Premium

Your Age (years)

Eligibility: 0 to 65 years

Sum Assured (Rs.)

Minimum: ₹1,25,000

Policy Term (years)

Payment Mode

View full plan details for Nivesh Plus→

Estimated Premium

Annual Premium

₹1,25,000

GST-exempt (individual life cover)

Annual Premium

₹1,25,000

Sum Assured

₹1,25,000

Term

10 years

Total Premium

₹12,50,000

Add riders

Accidental Death and Disability Benefit Rider1/1,000/yrAccident Benefit Rider0.5/1,000/yr

Benefits at a Glance

Death Benefit

Higher of fund value or 105% of single premium

Maturity Benefit

Fund value at maturity

Tax Benefits

Section 80C deduction on premium (up to 1.5L)
Maturity may be tax-free

Official Premium Table(from LIC Sales Brochure)

Age	10 yr	15 yr	20 yr	25 yr
20 yrs	₹1,25,000	₹1,25,000	₹1,25,000	₹1,25,000
30 yrs	₹1,25,000	₹1,25,000	₹1,25,000	₹1,25,000
40 yrs	₹1,25,000	₹1,25,000	₹1,25,000	₹1,25,000

Annual premiums in Rs. for BSA of ₹1,25,000. Standard lives. Exclusive of taxes.

Mode Rebates: Yearly: Single premium only | Half-Yearly: N/A | Qtr/Monthly: N/A

Important Disclaimer

These premium rates are indicative, sourced from official LIC Sales Brochures. Actual premiums may differ based on underwriting, medical examination, and other factors. Individual life insurance is GST-exempt since Sep 2025. Please consult your insurance advisor or nearest LIC branch for exact premium quotes before making any purchase decisions.

Last verified: 2026-03-21

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