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All LIC Insurance Policies

Every active LIC plan, explained so anyone can understand. Search, filter, and click on any plan to read the full details.

Showing 37 of 37 plans

Amritbaal
Child PlansPlan 774

Amritbaal

Build a guaranteed corpus for your child's education

Guaranteed additions, know the corpus from day one
Short premium paying term (7-12 years)
low riskNRI
Bima Jyoti
Endowment PlansPlan 760

Bima Jyoti

Non-linked plan with guaranteed additions and flexible maturity payout

Guaranteed additions, returns fixed from day one
Choose lump sum or installment maturity payout
low riskNRI
Bima Kavach
Term InsurancePlan 887

Bima Kavach

Comprehensive term plan with rider options, launched December 2025

Launched December 2025, latest LIC term plan
Multiple rider options (critical illness, accidental)
low riskNRI
Bima Lakshmi
Endowment PlansPlan 881

Bima Lakshmi

Exclusively for women. Savings with guaranteed additions

Exclusively for women
Periodic money back during policy
low riskNRI
Bima Shree
Money Back PlansPlan 748

Bima Shree

Non-linked money back with guaranteed additions for high sum assured

For high sum assured (₹10L minimum)
Guaranteed additions, no market dependency
low riskNRI
Digi Credit Life
Term InsurancePlan 878

Digi Credit Life

Digital-only loan protection, buy online in minutes

100% online purchase
Covers home loans, car loans, personal loans
low riskNRI
Digi Term
Term InsurancePlan 876

Digi Term

Digital-only term plan, buy online in minutes

100% online purchase, no agent required
Possibly the lowest premium LIC term plan
low riskNRI
Index Plus
ULIP PlansPlan 873

Index Plus

ULIP that tracks market indices, Nifty 50 and Sensex linked

Invest in Nifty 50 / Sensex index funds through LIC
Lower fund management costs than active ULIPs
high riskNRI
Jan Suraksha
Micro InsurancePlan 880

Jan Suraksha

Micro insurance for lower income groups, launched 2025

Launched October 2025, newest micro plan
Guaranteed additions on maturity
low risk
Jeevan Akshay VII
Pension PlansPlan 857

Jeevan Akshay VII

Immediate annuity, start receiving pension right away

10 different annuity options to choose from
Start receiving pension immediately after purchase
low riskNRI
Jeevan Labh
Endowment PlansPlan 736

Jeevan Labh

Limited payment endowment with high maturity benefits

Pay premiums for shorter period than policy term
Highest bonus rates among LIC endowments
low riskNRI
Jeevan Lakshya
Endowment PlansPlan 733

Jeevan Lakshya

Protect your family's income even if you're not around

Family gets yearly income + lump sum if you pass away
Annual income continues until maturity date
low riskNRI
Jeevan Tarun
Child PlansPlan 734

Jeevan Tarun

Build a fund for your child's education and future milestones

Money at age 20, 21, 22, 23, 24, exactly when kids need it
If parent passes away, premiums are waived
low riskNRI
Jeevan Umang
Whole Life PlansPlan 745

Jeevan Umang

Get paid every year for life, plus a lump sum at age 100

Guaranteed 8% yearly income for life after PPT
Whole life coverage up to age 100
low riskNRI
Jeevan Utsav
Whole Life PlansPlan 771

Jeevan Utsav

Guaranteed income for life with increasing benefits

Guaranteed increasing income every year
No market risk, returns are fixed
low riskNRI
Jeevan Utsav Single Premium
Whole Life PlansPlan 883

Jeevan Utsav Single Premium

Single premium whole life plan with guaranteed income

Pay once, get guaranteed income for life
Whole life coverage up to age 99
low riskNRI
Micro Bachat
Micro InsurancePlan 751

Micro Bachat

Dual benefit micro plan for low-income families

₹20,000 minimum, insurance for everyone
Dual benefit: protection + savings
low risk
Nav Jeevan Shree
Endowment PlansPlan 912

Nav Jeevan Shree

New-age endowment plan with attractive bonus structure

Launched 2025, latest LIC endowment product
Attractive bonus rates expected
low riskNRI
Nav Jeevan Shree (Single Premium)
Endowment PlansPlan 911

Nav Jeevan Shree (Single Premium)

Single premium variant, invest once, grow with bonuses

Single premium, pay once
Launched 2025 alongside regular Nav Jeevan Shree
low riskNRI
New Children's Money Back Plan
Child PlansPlan 732

New Children's Money Back Plan

Money back at key ages for your child's milestones

Periodic money back at key ages for education milestones
Premium waiver on parent's death
low riskNRI
New Endowment Plan
Endowment PlansPlan 714

New Endowment Plan

Classic savings plan with life cover and guaranteed bonuses

Classic endowment with proven bonus track record
Flexible policy terms from 12-35 years
low riskNRI
New Jeevan Amar
Term InsurancePlan 955

New Jeevan Amar

Flexible term plan with level or increasing sum assured options

Choose level or increasing sum assured
Increasing SA keeps up with inflation
low riskNRI
New Jeevan Anand
Endowment PlansPlan 715

New Jeevan Anand

Savings plan that keeps protecting you even after maturity

Get maturity amount AND life cover continues for free after maturity
Excellent bonus track record
low riskNRI
New Jeevan Shanti
Pension PlansPlan 758

New Jeevan Shanti

Guaranteed pension for a peaceful retirement

Single premium deferred annuity. One-time investment for future pension
Annuity rates locked for life at the time of purchase. immunised against falling interest rates
low riskNRI
New Money Back Plan (20 Years)
Money Back PlansPlan 720

New Money Back Plan (20 Years)

Get 20% of your sum assured back every 5 years

Get money back every 5 years during the policy
Full death benefit even after survival payouts
low riskNRI
New Money Back Plan (25 Years)
Money Back PlansPlan 721

New Money Back Plan (25 Years)

Longer term money back with periodic payouts every 5 years

Money back every 5 years over 25-year term
Full death benefit continues regardless
low riskNRI
New Pension Plus
Pension PlansPlan 867

New Pension Plus

Unit-linked pension plan for building retirement corpus

Unit-linked pension, market-linked growth
Multiple fund options
high riskNRI
New Tech Term
Term InsurancePlan 954

New Tech Term

Affordable pure life cover, your family gets the money if you're not around

Lowest premium for highest coverage
Online purchase available
low riskNRI
Nivesh Plus
ULIP PlansPlan 749

Nivesh Plus

Single premium ULIP for lump sum investment with market exposure

One-time investment, no recurring premiums
Choose from 4 fund options
high riskNRI
Protection Plus
ULIP PlansPlan 886

Protection Plus

High sum assured ULIP, ₹2 crore minimum coverage with market returns

Minimum ₹2 crore life cover
Market-linked returns potential
high riskNRI
Saral Jeevan Bima
Term InsurancePlan 859

Saral Jeevan Bima

IRDAI mandated simple term plan, no confusion

IRDAI mandated, same features across all insurers
Simple terms, no hidden conditions
low riskNRI
Saral Pension
Pension PlansPlan 862

Saral Pension

IRDAI mandated simple pension plan, straightforward retirement income

IRDAI standardized, same features across all insurers
Simple, no-frills pension plan
low riskNRI
SIIP (Systematic Investment Insurance Plan)
ULIP PlansPlan 752

SIIP (Systematic Investment Insurance Plan)

SIP-like investment with life insurance cover

Invest like SIP with monthly premiums
Choose between equity, debt, or balanced funds
high riskNRI
Single Premium Endowment Plan
Endowment PlansPlan 717

Single Premium Endowment Plan

One-time payment, guaranteed returns with life cover

Pay once, get life cover + maturity benefit
No recurring premium commitment
low riskNRI
Smart Pension
Pension PlansPlan 879

Smart Pension

Modern immediate annuity with flexible payout options

Multiple annuity payout options
Increasing annuity option available
low riskNRI
Yuva Credit Life
Term InsurancePlan 877

Yuva Credit Life

Protect your loans, coverage decreases as your loan balance reduces

Coverage matches your loan, decreases as you repay
Single premium, no annual payments
low riskNRI
Yuva Term
Term InsurancePlan 875

Yuva Term

Term insurance designed for young India, start early, pay less

Targeted at 18-40 age group
Competitive premiums for young buyers
low riskNRI