LIC Term Insurance
Pure life protection at the lowest cost. Your family gets a lump sum if something happens to you during the policy term.
Plan 876low risk
Digi Term
Digital-only term plan, buy online in minutes
100% online purchase, no agent required
Possibly the lowest premium LIC term plan
Up to age 45, designed for digital generation
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Plan 878low risk
Digi Credit Life
Digital-only loan protection, buy online in minutes
100% online purchase
Covers home loans, car loans, personal loans
Single premium, pay once
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Plan 877low risk
Yuva Credit Life
Protect your loans, coverage decreases as your loan balance reduces
Coverage matches your loan, decreases as you repay
Single premium, no annual payments
Protects family from loan burden
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Plan 875low risk
Yuva Term
Term insurance designed for young India, start early, pay less
Targeted at 18-40 age group
Competitive premiums for young buyers
₹50L minimum sum assured
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Plan 954low risk
New Tech Term
Affordable pure life cover, your family gets the money if you're not around
Lowest premium for highest coverage
Online purchase available
₹50 lakh+ sum assured
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Plan 955low risk
New Jeevan Amar
Flexible term plan with level or increasing sum assured options
Choose level or increasing sum assured
Increasing SA keeps up with inflation
High coverage at competitive premiums
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Plan 859low risk
Saral Jeevan Bima
IRDAI mandated simple term plan, no confusion
IRDAI mandated, same features across all insurers
Simple terms, no hidden conditions
₹5L to ₹25L coverage range
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Plan 887low risk
Bima Kavach
Comprehensive term plan with rider options, launched December 2025
Launched December 2025, latest LIC term plan
Multiple rider options (critical illness, accidental)
Level or increasing sum assured
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