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New Money Back Plan (25 Years) Calculator

Plan 721UIN: 512N278V03

Longer term money back with periodic payouts every 5 years

Calculate Your Premium

Eligibility: 13 to 50 years

Minimum: ₹1,00,000

View full plan details for New Money Back Plan (25 Years)→
Estimated Premium

Annual Premium

₹12,322

GST-exempt (individual life cover)

Annual Premium

₹12,573

Sum Assured

₹1,00,000

Term

25 years

Total Premium

₹3,08,039

Add riders

Benefits at a Glance

Death Benefit

Full Sum Assured + bonuses

Maturity Benefit

40% of Sum Assured + bonuses (after survival payouts)

Survival Benefit

15% of SA at end of 5th, 10th, 15th year; 20% at end of 20th year

Tax Benefits

  • Section 80C deduction on premiums
  • Maturity tax-free under 10(10D)
Official Premium Table(from LIC Sales Brochure)
Age25 yr
20 yrs₹12,299
30 yrs₹12,573
40 yrs₹13,465
45 yrs₹14,298

Annual premiums in Rs. for BSA of ₹1,00,000. Standard lives. Exclusive of taxes.

Mode Rebates: Yearly: -2% of Tabular Premium | Half-Yearly: -1% of Tabular Premium | Qtr/Monthly: NIL

High Sum Assured Rebate

Sum Assured RangeRebate
₹2,00,000 to ₹4,75,000Nil
₹5,00,000 and above3.00‰ BSA

Important Disclaimer

These premium rates are indicative, sourced from official LIC Sales Brochures. Actual premiums may differ based on underwriting, medical examination, and other factors. Individual life insurance is GST-exempt since Sep 2025. Please consult your insurance advisor or nearest LIC branch for exact premium quotes before making any purchase decisions.

Last verified: 2026-03-21

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