PolicyBros Blog
Expert articles on LIC insurance. comparisons, guides, tips, and analysis. 21 articles and growing.
LIC Premium Hike 2026 Explained. Who is Affected and What to Do
LIC revised premium rates on several plans in 2026. If you are planning to buy, here is what changed and how to lock in lower rates.
Read ArticleLIC Jeevan Anand vs Jeevan Labh. Which Endowment Plan Wins in 2026?
Both are bestsellers. One gives lifetime cover after maturity, the other gives the highest bonuses. Here is which one fits your goals.
Read ArticleThe Amritbaal + Smart Pension Combo. A Smart Way to Fund Your Child's Future
Pair LIC Amritbaal with Smart Pension to fund your child's annual premium and build a lifetime income for yourself. Here's the math.
Read ArticleShould You Surrender Your LIC Policy in 2026? A Brutally Honest Guide
You are paying premiums on an old LIC policy and wondering if you should just exit. Read this before you do anything.
Read ArticleLIC vs PPF vs NPS. Where Should You Put Your ₹1.5 Lakh in 2026?
All three save tax under Section 80C. But which one actually builds the most wealth over 20 years? We crunched the numbers.
Read ArticleWhy LIC Claims Get Rejected. The 8 Real Reasons and How to Avoid Them
LIC's claim settlement ratio is 98.5%, but that 1.5% is real families. Here is exactly why claims get rejected and how to never be one of them.
Read ArticleBest LIC Plan for a 30-Year-Old in 2026. Top 5 Picks
You're 30, earning well, maybe just married. Which LIC plan makes the most sense? We break down the top 5 options based on your goals.
Read ArticleLIC Insurance vs PPF. Which is Better for Tax Saving?
Both save tax under 80C. But which gives better returns? Which is more flexible? An honest, no-bias comparison.
Read ArticleLIC Bonus Rates History. 10-Year Track Record
How much bonus has LIC declared over the years? Is it consistent? Should you factor bonuses into your decision? Data-backed analysis.
Read ArticleBuying Your First Insurance Policy? Read This Before You Sign
Complete checklist for first-time insurance buyers. What to look for, what to avoid, and mistakes that cost people lakhs.
Read ArticleNRI Guide to LIC Insurance. Everything You Need to Know
Can NRIs buy LIC? Which plans? What documents? How to pay premiums from abroad? Complete guide for Indians living overseas.
Read ArticleTerm Insurance vs Endowment Plan. Which Should You Buy?
The most common insurance dilemma. Pure protection vs savings + protection. Here's how to decide based on your situation.
Read ArticleYour LIC Policy Lapsed? Don't Panic. Here's What to Do
Missed premium payments? Your LIC policy may have lapsed. But you can revive it. Here's how, step by step.
Read ArticleInsurance for Your Child's Future. Complete Planning Guide
How to use LIC plans to secure your child's education, marriage, and milestones. Start early, benefit big.
Read ArticleRetirement Planning with LIC. Start at 30, Retire at 55
How to use LIC pension and endowment plans to build a guaranteed retirement income. No market risk, just peace of mind.
Read ArticleHow to Check Your LIC Policy Status Online. 3 Methods
Check premium due date, bonus status, loan balance, and more. Step-by-step guide to using LIC's online portal, app, and SMS.
Read ArticleLast-Minute Tax Saving with LIC. Section 80C Guide
March is ending and you haven't maxed out 80C? Here's how to use LIC for quick tax saving. Plans, process, and calculations.
Read ArticleLIC vs SBI Life Insurance. Honest Comparison
Two of India's biggest insurers compared head-to-head. Government backing, returns, claim settlement, and which is better for you.
Read ArticleWhat Happens If You Don't Have Life Insurance? Real Stories
The cost of being uninsured isn't just financial. it's emotional. Real scenarios that show why insurance matters.
Read ArticleBest LIC Plans for Women in 2026
LIC has special plans exclusively for women, plus regular plans that work great for women's financial goals. Here's what to consider.
Read ArticleLIC Premium Modes Explained. Yearly vs Monthly vs Quarterly
Which payment frequency is cheapest? How much do you save with yearly vs monthly? All premium modes compared.
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