Bima Shree Calculator

Plan 748UIN: 512N316V03

Non-linked money back with guaranteed additions for high sum assured

Calculate Your Premium

Your Age (years)

Eligibility: 8 to 55 years

Sum Assured (Rs.)

Minimum: ₹10,00,000

Premium Paying Term (years)

Payment Mode

View full plan details for Bima Shree→

Estimated Premium

Annual Premium

₹1,09,270

GST-exempt (individual life cover)

Sum Assured

₹10,00,000

Term

10 years

Total Premium

₹10,92,700

Add riders

Accidental Death and Disability Benefit Rider1/1,000/yrAccident Benefit Rider0.5/1,000/yr

Benefits at a Glance

Death Benefit

Sum Assured + guaranteed additions

Maturity Benefit

30% of SA at maturity + guaranteed additions (after survival payouts)

Survival Benefit

Guaranteed survival benefits at regular intervals

Tax Benefits

Section 80C deduction on premiums
Maturity tax-free under 10(10D)

Official Premium Table(from LIC Sales Brochure)

Age	10 yr	12 yr	14 yr	16 yr	20 yr	24 yr
20 yrs	₹1,11,000	₹93,350	₹80,500	₹71,600	₹56,250	₹45,900
30 yrs	₹1,11,500	₹93,950	₹81,200	₹72,500	₹57,450	₹47,450
40 yrs	₹1,13,900	₹96,650	₹84,200	₹75,900	₹61,400	₹52,050
50 yrs	₹1,21,000	₹1,04,050	₹91,950	-	-	-

Annual premiums in Rs. for BSA of ₹10,00,000. Standard lives. Exclusive of taxes.

Mode Rebates: Yearly: -2% of Tabular Premium | Half-Yearly: -1% of Tabular Premium | Qtr/Monthly: NIL

High Sum Assured Rebate

Sum Assured Range	Rebate
₹10,00,000 to less than ₹20,00,000	Nil
₹20,00,000 to less than ₹50,00,000	0.40‰ B.S.A.
₹50,00,000 and above	0.70‰ B.S.A.

Important Disclaimer

These premium rates are indicative, sourced from official LIC Sales Brochures. Actual premiums may differ based on underwriting, medical examination, and other factors. Individual life insurance is GST-exempt since Sep 2025. Please consult your insurance advisor or nearest LIC branch for exact premium quotes before making any purchase decisions.

Last verified: 2026-07-04

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