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Jeevan Labh Calculator

Plan 736UIN: 512N304V03

Limited payment endowment with high maturity benefits

Calculate Your Premium

Eligibility: 8 to 59 years

Minimum: ₹2,00,000

View full plan details for Jeevan Labh→
Estimated Premium

Annual Premium

₹17,412

GST-exempt (individual life cover)

Annual Premium

₹17,767

Sum Assured

₹2,00,000

Term

16 years

Total Premium

₹2,78,587

Projected Maturity

~3.73% p.a. (XIRR)

₹3,85,600

Sum assured ₹2,00,000 + projected bonus ₹1,85,600. Bonus held flat at latest declared (2025-26) (58/1,000/yr). Indicative, not guaranteed.

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Benefits at a Glance

Death Benefit

Sum Assured + bonuses

Maturity Benefit

Sum Assured + bonuses (historically high maturity value)

Tax Benefits

  • Section 80C deduction on premiums
  • Maturity tax-free under 10(10D)
Official Premium Table(from LIC Sales Brochure)
Age16 yr21 yr25 yr
20 yrs₹17,718₹11,623₹9,908
30 yrs₹17,767₹11,701₹10,025
40 yrs₹18,012₹12,054₹10,476
50 yrs₹18,855₹13,083₹11,682

Annual premiums in Rs. for BSA of ₹2,00,000. Standard lives. Exclusive of taxes.

Mode Rebates: Yearly: -2% of Tabular Premium | Half-Yearly: -1% of Tabular Premium | Qtr/Monthly: NIL

High Sum Assured Rebate

Sum Assured RangeRebate
₹2,00,000 to less than ₹5,00,000Nil
₹5,00,000 to less than ₹10,00,0002.00‰ BSA
₹10,00,000 to less than ₹15,00,0003.00‰ BSA
₹15,00,000 and above3.50‰ BSA

Important Disclaimer

These premium rates are indicative, sourced from official LIC Sales Brochures. Actual premiums may differ based on underwriting, medical examination, and other factors. Individual life insurance is GST-exempt since Sep 2025. Please consult your insurance advisor or nearest LIC branch for exact premium quotes before making any purchase decisions.

Last verified: 2026-03-21

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