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Yuva Term Calculator

Plan 875UIN: 512N355V02

Term insurance designed for young India, start early, pay less

Calculate Your Premium

Eligibility: 18 to 40 years

Minimum: ₹50,00,000

View full plan details for Yuva Term→
Estimated Premium

Annual Premium

₹5,950

GST-exempt (individual life cover)

Annual Premium

₹5,950

Sum Assured

₹50,00,000

Term

20 years

Total Premium

₹1,19,000

Add riders

Benefits at a Glance

Death Benefit

Sum Assured paid to nominee

Maturity Benefit

None, pure protection

Tax Benefits

  • Section 80C deduction on premiums
Official Premium Table(from LIC Sales Brochure)
Age20 yr
20 yrs₹4,550
30 yrs₹5,950
40 yrs₹11,700

Annual premiums in Rs. for BSA of ₹50,00,000. Standard lives. Exclusive of taxes.

Mode Rebates: Yearly: Nil (base rate) | Half-Yearly: 2% loading | Qtr/Monthly: Not available

High Sum Assured Rebate

Sum Assured RangeRebate
₹50L to ₹1Cr (age up to 30)Nil
₹1Cr to ₹2Cr (age up to 30)18% of tabular premium
₹2Cr to ₹5Cr (age up to 30)33% of tabular premium
₹5Cr+ (age up to 30)40% of tabular premium

Important Disclaimer

These premium rates are indicative, sourced from official LIC Sales Brochures. Actual premiums may differ based on underwriting, medical examination, and other factors. Individual life insurance is GST-exempt since Sep 2025. Please consult your insurance advisor or nearest LIC branch for exact premium quotes before making any purchase decisions.

Last verified: 2026-03-21

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