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Index Plus Calculator

Plan 873UIN: 512L354V01

ULIP that tracks market indices, Nifty 50 and Sensex linked

Calculate Your Premium

Eligibility: 18 to 65 years

Minimum: ₹1,00,000

View full plan details for Index Plus→
Estimated Premium

Annual Premium

₹14,286

GST-exempt (individual life cover)

Annual Premium

₹14,286

Sum Assured

₹1,00,000

Term

10 years

Total Premium

₹1,42,857

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Benefits at a Glance

Death Benefit

Higher of fund value or Sum Assured

Maturity Benefit

Fund value at maturity

Tax Benefits

  • Section 80C deduction on premiums
  • Maturity may be tax-free under 10(10D)
Official Premium Table(from LIC Sales Brochure)
Age10 yr15 yr20 yr25 yr
20 yrs₹30,000₹30,000₹30,000₹30,000
30 yrs₹30,000₹30,000₹30,000₹30,000
40 yrs₹30,000₹30,000₹30,000₹30,000

Annual premiums in Rs. for BSA of ₹2,10,000. Standard lives. Exclusive of taxes.

Mode Rebates: Yearly: Yearly: ₹30,000 | Half-Yearly: ₹15,000 | Qtr/Monthly: Quarterly: ₹7,500, Monthly: ₹2,500

Important Disclaimer

These premium rates are indicative, sourced from official LIC Sales Brochures. Actual premiums may differ based on underwriting, medical examination, and other factors. Individual life insurance is GST-exempt since Sep 2025. Please consult your insurance advisor or nearest LIC branch for exact premium quotes before making any purchase decisions.

Last verified: 2026-03-21

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