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Plan 954UIN: 512N351V02

Affordable pure life cover, your family gets the money if you're not around

Calculate Your Premium

Eligibility: 18 to 65 years

Minimum: ₹50,00,000

Estimated Premium

Annual Premium

₹3,750

GST-exempt (individual life cover)

Annual Premium

₹3,750

Sum Assured

₹50,00,000

Term

10 years

Total Premium

₹37,500

Add riders

Benefits at a Glance

Death Benefit

Sum Assured paid to nominee (lump sum or monthly income option)

Maturity Benefit

None, pure protection plan

Tax Benefits

  • Section 80C deduction on premiums
Official Premium Table(from LIC Sales Brochure)
Age10 yr20 yr30 yr
25 yrs₹3,250₹4,500₹5,750
30 yrs₹3,750₹5,500₹7,250
35 yrs₹5,250₹7,500₹10,500
40 yrs₹8,000₹11,500₹16,000
45 yrs₹12,500₹17,500₹23,500
50 yrs₹19,500₹27,000-

Annual premiums in Rs. for BSA of ₹50,00,000. Standard lives. Exclusive of taxes.

Mode Rebates: Yearly: Included in rates | Half-Yearly: Loading applies | Qtr/Monthly: Loading applies

High Sum Assured Rebate

Sum Assured RangeRebate
Rates shown are for ₹50 lakh SAHigher SA may get lower per-lakh rates

Important Disclaimer

These premium rates are indicative, sourced from official LIC Sales Brochures. Actual premiums may differ based on underwriting, medical examination, and other factors. Individual life insurance is GST-exempt since Sep 2025. Please consult your insurance advisor or nearest LIC branch for exact premium quotes before making any purchase decisions.

Last verified: 2026-03-21