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Bima Jyoti Calculator

Plan 760UIN: 512N339V03

Non-linked plan with guaranteed additions and flexible maturity payout

Calculate Your Premium

Eligibility: 0 to 60 years

Minimum: ₹1,25,000

View full plan details for Bima Jyoti→
Estimated Premium

Annual Premium

₹15,190

GST-exempt (individual life cover)

Sum Assured

₹1,25,000

Term

10 years

Total Premium

₹1,51,900

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Benefits at a Glance

Death Benefit

Sum Assured on Death (125% of BSA at inception) + accrued guaranteed additions

Maturity Benefit

Sum Assured + guaranteed additions (lump sum or installments)

Tax Benefits

  • Section 80C deduction on premiums
  • Maturity tax-free under 10(10D)
Official Premium Table(from LIC Sales Brochure)
Age10 yr13 yr15 yr
20 yrs₹1,23,600₹96,350₹85,350
30 yrs₹1,24,000₹96,900₹86,000
40 yrs₹1,26,100₹99,400₹88,900
50 yrs₹1,32,750₹1,06,700₹96,850

Annual premiums in Rs. for BSA of ₹10,00,000. Standard lives. Exclusive of taxes.

Mode Rebates: Yearly: -2% of Tabular Premium | Half-Yearly: -1% of Tabular Premium | Qtr/Monthly: NIL

High Sum Assured Rebate

Sum Assured RangeRebate
₹1,25,000 to less than ₹3,00,000Nil
₹3,00,000 to less than ₹5,00,0004.00‰ BSA
₹5,00,000 to less than ₹10,00,0005.00‰ BSA
₹10,00,000 and above6.00‰ BSA

Important Disclaimer

These premium rates are indicative, sourced from official LIC Sales Brochures. Actual premiums may differ based on underwriting, medical examination, and other factors. Individual life insurance is GST-exempt since Sep 2025. Please consult your insurance advisor or nearest LIC branch for exact premium quotes before making any purchase decisions.

Last verified: 2026-07-04

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