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Jeevan Utsav Calculator

Plan 771UIN: 512N363V02

Guaranteed income for life with increasing benefits

Calculate Your Premium

Eligibility: 0 to 60 years

Minimum: ₹1,00,000

View full plan details for Jeevan Utsav→
Estimated Premium

Annual Premium

₹19,530

GST-exempt (individual life cover)

Annual Premium

₹19,530

Sum Assured

₹1,00,000

Term

5 years

Total Premium

₹97,650

Add riders

Benefits at a Glance

Death Benefit

Higher of 10x annual premium or Sum Assured + guaranteed additions

Maturity Benefit

Sum Assured + guaranteed additions at age 99

Survival Benefit

Guaranteed income starting after premium paying term

Tax Benefits

  • Section 80C deduction on premiums
  • Maturity tax-free under 10(10D)
Official Premium Table(from LIC Sales Brochure)
Age5 yr8 yr12 yr16 yr
10 yrs₹1,09,575₹72,600₹44,250₹29,900
30 yrs₹1,10,150₹72,600₹44,275₹30,025
50 yrs₹1,18,625₹72,600₹45,225₹33,475

Annual premiums in Rs. for BSA of ₹5,00,000. Standard lives. Exclusive of taxes.

Mode Rebates: Yearly: Nil | Half-Yearly: 1.75% loading | Qtr/Monthly: Quarterly: 2.50%, Monthly: 3.25%

High Sum Assured Rebate

Sum Assured RangeRebate
₹5L to ₹24LMultiples of ₹25,000
Above ₹24LMultiples of ₹1,00,000

Important Disclaimer

These premium rates are indicative, sourced from official LIC Sales Brochures. Actual premiums may differ based on underwriting, medical examination, and other factors. Individual life insurance is GST-exempt since Sep 2025. Please consult your insurance advisor or nearest LIC branch for exact premium quotes before making any purchase decisions.

Last verified: 2026-03-21

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