Digi Credit Life Calculator

Plan 878UIN: 512N358V01

Digital-only loan protection, buy online in minutes

Calculate Your Premium

Your Age (years)

Eligibility: 18 to 65 years

Sum Assured (Rs.)

Minimum: ₹25,00,000

Premium Paying Term (years)

Payment Mode

View full plan details for Digi Credit Life→

Estimated Premium

Annual Premium

₹22,800

GST-exempt (individual life cover)

Annual Premium

₹22,800

Sum Assured

₹25,00,000

Term

25 years

Total Premium

₹5,70,000

Add riders

Accidental Death and Disability Benefit Rider1/1,000/yrAccident Benefit Rider0.5/1,000/yr

Benefits at a Glance

Death Benefit

Decreasing sum assured matching loan balance

Maturity Benefit

None, pure protection

Tax Benefits

Section 80C deduction on premium

Official Premium Table(from LIC Sales Brochure)

Age	25 yr
20 yrs	₹34,550
30 yrs	₹45,600
40 yrs	₹88,750

Annual premiums in Rs. for BSA of ₹50,00,000. Standard lives. Exclusive of taxes.

Mode Rebates: Yearly: 1.0 | Half-Yearly: 0.51 | Qtr/Monthly: N/A

High Sum Assured Rebate

Sum Assured Range	Rebate
₹50L to ₹1Cr (age up to 30)	Nil
₹1Cr to ₹2Cr (age up to 30)	15%
₹2Cr to ₹5Cr (age up to 30)	26%
₹5Cr+ (age up to 30)	33%

Important Disclaimer

These premium rates are indicative, sourced from official LIC Sales Brochures. Actual premiums may differ based on underwriting, medical examination, and other factors. Individual life insurance is GST-exempt since Sep 2025. Please consult your insurance advisor or nearest LIC branch for exact premium quotes before making any purchase decisions.

Last verified: 2026-03-21

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