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New Jeevan Anand Calculator

Plan 715UIN: 512N279V03

Savings plan that keeps protecting you even after maturity

Calculate Your Premium

Eligibility: 18 to 50 years

Minimum: ₹2,00,000

Estimated Premium

Annual Premium

₹16,547

GST-exempt (individual life cover)

Annual Premium

₹16,885

Sum Assured

₹2,00,000

Term

15 years

Total Premium

₹2,48,210

Projected Maturity

~4.19% p.a. (XIRR)

₹3,50,000

Sum assured ₹2,00,000 + projected bonus ₹1,50,000. Bonus held flat at latest declared (2025-26) (50/1,000/yr). Indicative, not guaranteed.

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Benefits at a Glance

Death Benefit

Higher of 125% of BSA or 7x annualized premium (min 105% of total premiums paid) + vested bonuses + FAB. After maturity: BSA payable on death.

Maturity Benefit

Sum Assured on Maturity (= BSA) + vested Simple Reversionary Bonuses + Final Additional Bonus

Tax Benefits

  • Section 80C deduction on premiums
  • Maturity tax-free under 10(10D)
Official Premium Table(from LIC Sales Brochure)
Age15 yr25 yr35 yr
20 yrs₹16,229₹9,339₹6,517
30 yrs₹16,885₹9,810₹6,968
40 yrs₹18,012₹10,711₹7,918
50 yrs₹19,914₹12,397-

Annual premiums in Rs. for BSA of ₹2,00,000. Standard lives. Exclusive of taxes.

Mode Rebates: Yearly: -2% of Tabular Premium | Half-Yearly: -1% of Tabular Premium | Qtr/Monthly: NIL

High Sum Assured Rebate

Sum Assured RangeRebate
₹2,00,000 to less than ₹5,00,000Nil
₹5,00,000 to less than ₹10,00,0002.50‰ BSA
₹10,00,000 and above4.00‰ BSA

Important Disclaimer

These premium rates are indicative, sourced from official LIC Sales Brochures. Actual premiums may differ based on underwriting, medical examination, and other factors. Individual life insurance is GST-exempt since Sep 2025. Please consult your insurance advisor or nearest LIC branch for exact premium quotes before making any purchase decisions.

Last verified: 2026-03-21