Name: LIC Yuva Term
Brand: Life Insurance Corporation of India
Availability: InStock
Rating: 4.6 (32 reviews)

Question 1

What is LIC Yuva Term (Plan 875)?

Accepted Answer

LIC Yuva Term is a term insurance plan from Life Insurance Corporation of India. Term insurance designed for young India, start early, pay less.

Question 2

What is the eligibility age for LIC Yuva Term?

Accepted Answer

Entry age is between 18 and 40 years. Policy term: 20 to 35 years. Premium paying term: 20 to 35 years.

Question 3

What is the minimum sum assured for LIC Yuva Term?

Accepted Answer

Minimum sum assured is ₹50,00,000. There is no upper limit on sum assured.

Question 4

What are the tax benefits of LIC Yuva Term?

Accepted Answer

Section 80C deduction on premiums.

Question 5

Is LIC Yuva Term available for NRIs?

Accepted Answer

Yes. LIC Yuva Term is available to Non-Resident Indians. NRIs can buy this plan during a visit to India or through power of attorney.

Question 6

What happens if I stop paying premiums on LIC Yuva Term?

Accepted Answer

If you stop paying premiums before 3 years, the policy lapses and you lose all benefits. After 3 years of premium payments, the policy acquires a paid-up value and you receive a reduced sum assured. You can also revive a lapsed policy within 5 years by paying outstanding premiums plus interest.

Minimum Entry Age	18 years (completed)
Maximum Entry Age	40 years
Minimum Sum Assured	₹50,00,000
Policy Term	20, 25, 30, 35 years
Premium Paying Term	20, 25, 30, 35 years
Bonus Type	none
Risk Level	low
NRI Eligible	Yes

Age	20 years
20 yrs	₹4,550
30 yrs	₹5,950
40 yrs	₹11,700

LIC Yuva Term

What is LIC Yuva Term?

Key Highlights

Benefits Explained Simply

If Something Happens to You (Death Benefit)

When the Plan Matures (Maturity Benefit)

Eligibility & Details

Tax Benefits

Premium Rates (Indicative)

Example: What You Could Get

Who is This Plan Best For?

Frequently Asked Questions