Name: LIC Jan Suraksha
Brand: Life Insurance Corporation of India
Availability: InStock
Rating: 4.6 (32 reviews)

Question 1

What is LIC Jan Suraksha (Plan 880)?

Accepted Answer

LIC Jan Suraksha is a micro insurance plan from Life Insurance Corporation of India. Micro insurance for lower income groups, launched 2025.

Question 2

What is the eligibility age for LIC Jan Suraksha?

Accepted Answer

Entry age is between 18 and 65 years. Policy term: 5 to 15 years. Premium paying term: 5 to 15 years.

Question 3

What is the minimum sum assured for LIC Jan Suraksha?

Accepted Answer

Minimum sum assured is ₹20,000. Maximum: ₹50,000.

Question 4

What are the tax benefits of LIC Jan Suraksha?

Accepted Answer

Section 80C deduction on premiums. Maturity tax-free under 10(10D).

Question 5

Is LIC Jan Suraksha available for NRIs?

Accepted Answer

No. LIC Jan Suraksha is not currently available to NRIs.

Question 6

What happens if I stop paying premiums on LIC Jan Suraksha?

Accepted Answer

If you stop paying premiums before 3 years, the policy lapses and you lose all benefits. After 3 years of premium payments, the policy acquires a paid-up value and you receive a reduced sum assured. You can also revive a lapsed policy within 5 years by paying outstanding premiums plus interest.

Minimum Entry Age	18 years (completed)
Maximum Entry Age	65 years
Minimum Sum Assured	₹20,000
Maximum Sum Assured	₹50,000
Policy Term	5, 10, 15 years
Premium Paying Term	5, 10, 15 years
Bonus Type	guaranteed
Risk Level	low
NRI Eligible	No

LIC Jan Suraksha

What is LIC Jan Suraksha?

Key Highlights

Benefits Explained Simply

If Something Happens to You (Death Benefit)

When the Plan Matures (Maturity Benefit)

Eligibility & Details

Tax Benefits

Who is This Plan Best For?

Frequently Asked Questions