LIC Micro Insurance

Affordable insurance for everyone. Low premiums, simple terms, designed for people with modest incomes. Protection should not be a luxury.

Plan 751low risk

Micro Bachat

Dual benefit micro plan for low-income families

₹20,000 minimum, insurance for everyone

Dual benefit: protection + savings

Minimal documentation needed

Plan 880low risk

Jan Suraksha

Micro insurance for lower income groups, launched 2025

Launched October 2025, newest micro plan

Guaranteed additions on maturity

Very affordable entry point